Fraud Protection

Advanced Add-ons for Large Merchants / PSPs / Banks:

All basic fraud prevention modules such as CVV/CVV2, AVS (address verification system), and optional 3d secure by Visa and MasterCard Securecode are already integrated into our gateway.

However for large businesses we offer our advanced fraud protection package which includes all filters described below. Service is available for all parties - no processing through us is required.

Pricing: 0.06 - 0.10 EUR per transaction. For ordering info please contact us

The system is based on more than 7 years of experience in online credit card processing. We are continually extending it's features in order to maximize your business protection. Over the years we have collected data on Internet card processing behaviour and built up a database with a large number of different fraud models. Internet credit card crime & fraud is growing year by year and the impact of it's damage is huge.

Even if you are not a client of ccNetPay, you can sign-up for our advanced anti-fraud package (look below). If you are happy with the gateway and bank you are already using, you can stay with them and we can still provide you with our powerful anti-fraud system.

Filter	Description
Blacklist	Blacklist a transaction on some defined data. This means if the transaction data contains the data defined in the blacklist, the filter will be triggered.
Blacklist IP	This filter gives you the possibility to add an IP address to the blacklist and if the IP address is being used to make a transaction this filter will be triggered.
Data Comparison	This filter checks if the same data has been used before in an earlier transaction. For example if the same credit card has been used more than once in a defined time frame or if the same IP address, address, email, name, phone, etc is being used more than once in a defined timeframe.
Distance	Calculates the distance, in kilometers, between the cardholder address and the shipping address and checks if this distance exceeds the distance specified in the filter.
Free E-mail	Checks if the e-mail address being used, is a free email.
Identical Data	Check if transaction data is identical to another transaction made within a given timeframe. This filter can be set up in many combinations, for example if the two transactions come from the same IP address or they are using the same credit card number.
IP Country	Checks from which country this IP is from and holds it against a list of white/blacklisted countries. It is designed to flag transactions that are made from “high risk” countries. It can for example be setup to flag all transactions made from outside EU or from a none-OECD country or any other combination of countries.
MIN/MAX Filter	Checks if the transaction amount is within the given interval. This filter is designed to detect if the transaction amount is greater or lower than the predefined amount.
Shipping Address	The filter can be setup to detect if the credit card, the IP address and the recipient of the goods is from the same country.
Time Frame	Checks if the transaction is made within a given time frame. It can be setup to use the time zone of the shop or the time zone of the cardholder. This filter is designed to flag transactions that had been made outside a given time frame.
Volume Growth	Checks if the growth of transactions or transaction amount exceeds the predefined percentage in a given time frame. This is specially designed to detect sudden rise of transactions and/or transaction amounts.
Watchdog	This filter allows the you to add a transaction for observation. This means that the filter will keep track of other incoming transaction that looks like the transaction under observation. It will compare the pattern/data of the transaction under observation and report if this is recognized in other transactions. It can be setup to automatically add special transactions to the observations list. This could for example be transactions that are marked as “stolen card”.

Get started today and fill out the application: [ APPLY NOW ]