Merchant Accounts by ccNetPay

Bookmark and Share
European Merchant Account

European Merchant Account

Our flagship service is an arrangement of a direct merchant account through few of the well known European acquiring banks, giving you the ability to accept all major credit cards worldwide, through solid and proven platforms.

Our European merchant account solution comes with everything your business needs to start accepting credit cards online through your website or through phone/mail orders. Included is the payment gateway with all the latest features, excellent customer support, all against highly competitive rates which you won't see elsewhere.

Join the hundreds of satisfied customers and apply today for a free rate quote.

APPLY NOW & be pre-approved in less than 48 hours!
Rates, Fees & Terms
Merchant Account Fees: Gateway Fees:
Discount Rate: 1.50% - 3.50% Transaction Fee: 0.15 EUR - 0.25 EUR
Bank Annual Fee: 98.00 EUR Setup Fee: 100.00 EUR
Bank Annual Fee, High Risk MCC: 950.00 EUR Monthly Fee: 20.00 EUR
Optional Annual Fee 3D Secure: 49.00 EUR Optional Monthly Fee 3D Secure: 10.00 EUR
Refund Fee: 1.30 EUR 3D Secure Transaction Attempt Fee: 0.06 EUR
Retrieval Fee: 5.00 EUR Virtual Terminal: Free
Chargeback Fee: 15.00 EUR - 24.00 EUR Transaction Limits: No
Rolling Reserve: 5% - 10% for 180 days
Payout Schedule: Weekly with 7 days delay (daily payouts possible with +1M EUR monthly volume)
Accepted Business Types
Retail & Mainstream E-commerce High Volume Merchants
Mail Order / Phone Order Domestic & International Sales
Subscription Based Sales Multi-Currency Sales
High Risk (Gaming, Adult, Dating, Herbal...)
Accepted Incorporation Countries
Andorra Austria Belgium Bulgaria
Channel Islands Croatia Cyprus Czech Republic
Denmark Estonia Finland France
Germany Gibraltar Greece Hungary
Iceland Ireland Italy Kosovo
Latvia Lithuania Luxembourg Malta
Monaco Norway Poland Portugal
Romania Russia San Marino Slovakia
Slovenia Spain Sweden Switzerland
Netherlands United Kingdom Turkey  
Supported Credit Cards
Enabled by default : Available per request:*
Visa American Express (AMEX)
Visa Debit Maestro International (3D Secure Mandatory)
Visa Electron V PAY
Visa co-branded cards Diners Club (With MC Mark and hologram)
MasterCard Discover (USA)
MasterCard Debit JCB
MasterCard Laser (Ireland)
Carte Bleue (France) (Cards starting with (4))  
Dankort (Cards starting with (4))  
CartaSi (Italy) (Cards starting with (4) and (5))  
*A merchant account through another acquiring bank may be needed to support the listed cards
Supported Features
Server2Server API integration Recurring Billing
Batch Processing Virtual Terminal
CVV, AVS, 3D Secure Over 150 Supported Currencies
Real-Time Reporting & Management Reports API for data pull to back-end
Global Card Processing Dynamic Billing Descriptor

Get an Express Quote:
Your Name:
Your E-mail:
Your URL:
Monthly Volume:
United States
Direct Merchant Account in EU or UK
+ Gateway, API, Virtual Terminal, Multi-Currency
* Typical rates with 100k EUR domestic volume per month
Verified By Visa / MC SecureCode
Verified By Visa / MC SecureCode
Latest Articles:
> 08/07/2024 - What Is a Merchant Account And When Do You Need One?
> 29/06/2024 - Introduction To Accepting Credit Cards On Internet
> 22/06/2024 - How To Start An E-commerce Business?
> 14/06/2024 - How To Reduce Chargebacks And Fraud In Your Webstore?
> 05/06/2024 - How To Convince People To Buy In Your Webstore?
Contact Info:
UK Office HQ Office UK: +44 _(0)20 3195 3835
Fax: +44 (0)20 7566 3935
Direct: +386 40 230 275
Email: info @
Skype: ccnetpay [Chat Now]
152 City Road
London EC1V 2NX
United Kingdom
Teranet d.o.o.
Lendavska 45 A
9000 Murska Sobota
ccNetPay is a division of Teranet d.o.o., company registration #3708411000, EU VAT #SI24786039
Copyright 2008-2024 Teranet d.o.o. :: All Rights Reserved
Merchant Services            FAQ            About Us            Contact Us            Articles            Apply For A Merchant Account